The interests of borrowers and lenders would be best served by treating usury savings clauses as one of several factors considered in determining whether a lender intentionally charged excessive ...

Justice Helen Freedman of the First Department wrote that while the loan agreement's stated interest rate was only 12 percent, it allowed the lender to keep the deposit contingent on events outside ...

For those interested in all things "Interest" related, we provide a summary of recent state and federal court cases involving usury, finance charges, and interest rates, as they relate to the consumer ...